Access PPSR

simplifying the complexity of PPSR registrations

Access PPSR simplifies the complexity of PPSR registrations through automation. Ensure your business protects their security interests against insolvent customers with accurate registrations. Easy, effective and low-cost.

The platform de-risking today’s smart credit teams

Do you sell goods on credit, hire equipment, or finance assets?

You may be at risk. Registering an interest on the government’s Personal Property Securities Register (PPSR) is the only way to obtain legal rights (and priority) to your supplied goods. In the event of customer insolvency, you become a secured creditor and are first in line for payment. Cost is minimal and security usually lasts for seven years.

The Old Way

Before Access PPSR

Inefficient and inaccurate processes create risk
You find the government register difficult to navigate
You're not confident of the accuracy of your registrations (or worse, don’t know that your registrations are incorrect)
It takes too much time to process large volumes of registrations
You don’t have registrations at all, creating enormous risk to your business
The New Way

After Access PPSR

You're secure in the knowledge your business is protected from risk
You easily manage new and existing interests
You make registrations in one click that are right every time
You save time with bulk processing for large volumes of registrations, discharges, transfers and renewals
Your interests are secured

Expert service and support

Access PPSR is more than just a product: our team of experts are here to support you. Our onboarding process ensures we understand your business, how you trade and that you have the required clauses in your terms and conditions to secure your interests. Our set up process includes pre-set profiles and built-in validation tools, enabling one click registrations that are right every time.

An accurate, efficient process for you

One-click registrations are right every time with our pre-set profiles and built-in validation tools. This ensures your security is correct and enforceable as a priority. Plus you can save time and ensure accuracy with our bulk upload tool that automatically validates and corrects large volumes of registrations, discharges, transfers and renewals.

Simple, Centralised Management

Centralised hosting of current and discharged/expired registrations means you can effortlessly manage your interests. Our visual dashboard provides simplified portfolio management through expiration alerts, processing tools and reporting capabilities.

What is the Personal Properties Security Register (PPSR)?

The PPSR is the online government noticeboard that facilitates the registration and searching of security interests. Why register?

  • A PPS registration is the legal way to register your rights (and priority) over your goods. Cost is minimal and security lasts for 7 years.

  • If you do not register an interest, you may find that someone else’s claim to the same assets will rank ahead of your own in the event of customer insolvency.

  • When insolvency occurs, registration will ensure a supplier is treated as a secured creditor. Failure to register will likely ensure a suppliers security interest is placed towards the bottom of the list.

  • A registration on the PPSR means that administrators, liquidators and receivers are obligated to contact the supplier upon appointment.

We’ll have you onboarded and registering within 24 hours. Our flexible product integrates seamlessly with your unique business structure, processes and risk profile.

Explore the unique features and benefits Access PPSR brings to companies like yours

Automotive

Construction

Hospitality

Hire & Rental

Financial

Manufacturing

Wholesale

Case Studies

Learn how businesses like yours are using Access PPSR to make wise decisions and grow sales.

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Client testimonials

Our clients say we go above and beyond – hear what they have to say.

“When I have had other companies ask me how I manage my PPSR obligations, I always recommend Access Intell.”

Linda Lambe

Owner, Freedom Forklifts

“Fantastic, responsive service. They recently assisted with the bulk registration of 370 PPSRs at very short notice. The data was cleansed, provided back to us for confirmation, then uploaded in 24 hours.”

Alexa Omany

Group Legal Counsel and Company Secretary, Ultimate Positioning Group

“If I ever had any questions or didn't understand something to do with PPSR, I could ring Access Intell and I’d speak to one of their team straight away. They are that good.”

Natalie Webber

National Credit Manager, Volvo Group Australia

“Our transition to the PPSR scheme was a massively daunting project, given the size of our customer base. The professionalism, courtesy and patience shown by the team at Access Intell made the whole process one less thing to worry about. Great people, great service.”

Aron Narayan

Financial Controller, Hurford Wholesale

“Faced with the prospect of fighting a substantial unfair preference claim, while holding a PPSR, we worked with Access Intell to ‘negotiate’ a more commercial outcome. Lynne’s commercial approach helped us avoid a protracted legal battle and gave us the results we wanted.”

Paul Burgess

National Credit Manager, Steelforce Australia

“We have a high volume of transactions every month and a considerable number of debtors for registrations. We have found Access Intell extremely informative and helpful, guiding us through the whole PPSA system.”

Jeanette Risby Bell

Company Accountant, Thrifty Car Rentals

FAQs

Have a question we haven't answered here? Contact our team for a prompt response.

Contact Us
What is the PPSR?

The Personal Property Securities Register (“PPSR”) is an online government register of security interests which went live in January 2012. The PPSR combined 40 or so separate registers, including the Register of Encumbered Vehicles (REVS) and the ASIC register of company charges. This resulted in a single national register that anyone can access to register a security interest, or to search whether a security is registered. 

Is PPSA and PPSR the same thing?

The Personal Property Securities Act 2009 (“PPSA”) was introduced on 30 January 2012. Its purpose was to provide a comprehensive regulatory framework governing the laws relating to the taking, and the granting, of security in Australia. The Personal Property Securities Register (“PPSR”) went live that same day. The PPSA unified over 70 separate legislative and common law rules governing personal property security. The PPSR combined 40 or so separate registers. The result was a single national register that anyone can access to register a security interest or to search whether a security is registered.

What is personal property?

The term ‘personal property’ can be misleading. Under the PPSA legislation it should be regarded as being any property that is not ‘real property’ (i.e. that is not land or buildings). This may include general property, tangible, intangible and financial property. Once supplied or financed, the personal property in question is referred to as ‘collateral’ within the PPSA.

What is a secured party?

The individual or entity that holds the security and places the registration is called the ‘secured party’, ‘secured party group’, or ‘SPG’ for short.

What is a grantor?

The ‘grantor’ is the party that the registration is placed against. For example, they are usually the buyer of goods on credit terms, the borrower of money in a finance transaction or the party that is hiring equipment. They are called a ‘grantor’ because they have ‘granted’ the security interest to the ‘secured party’.

Is it worthwhile spending the money on registration?

Break even point....

My business hires equipment – why would I register?

Depending on the hire agreement terms, you might need to. In most longer-term hire cases (and some short-term hires), failure to register could mean that you lose your equipment to the insolvent estate of your customer. It is vital to understand this aspect of PPSA and put in place the necessary protections. The consequences of not doing so could be disastrous.

My business sells goods – why would I register?

It is always of benefit to register on PPSA when you sell goods on credit terms subject to retention of title. The extent of that benefit depends on what you sell, how you sell it and who you sell it to. Registration means you recover the sold stock that is still on your customers premises, as well as stock that is incorporated into their process or products as raw materials; or, finished goods and even debts created from the sale of your goods to their customers. The benefits are enormous in the majority of cases. For most retention of title suppliers, the cost to register is minimal and lasts for at least 7 years.

My business provides a service – why would I register?

In most cases, registering on PPSR is of little value when services are provided because, unlike the supply of goods, you cannot re-take possession if you don’t get paid. For example, if you perform grass cutting duties for a customer you cannot undo the work done or take it back. However if it has created value, in the form of a debt (e.g. your customer has on-sold your service), you have a right to the debt if you have security and register. Our team would be happy to explore the benefits of registration with any potential secured party – please contact us.

Will registering on PPSR protect me from a liquidator's preferential payment or unfair preference claim?

In most cases, yes. When you register on PPSR you become a secured creditor. The Unfair Preference legislation, covered under Section 588 of the Corporations Act, enables liquidators to ‘claw back’ payments made to unrelated entities in the six months prior to insolvency when that money should have been available for all ordinary unsecured creditors equally. By registering on PPSR and becoming a secured creditor, you fall outside that group.   

I have a problem with customers selling their businesses and absconding without paying me. Can PPSR help me?

Yes, it can. If you register against all customers on PPSR they will be unable to sell the business without the buyer accepting existing security. In most cases the buyer will require a discharge, and so you will find that they pay you so that can be obtained.

Capabilities

Full Features List

Features for Access PPSR
Easily follow our quick, automated process with one-click registrations.
Ensure compliance by verifying serial numbered goods before registration.
Confidently register right every time with our pre-set profiles and built-in grantor and asset validation tools.
Save time and ensure accuracy with our bulk upload tool that automatically validates and corrects registrations.
Efficiently manage your interests with current and discharged/expired registrations hosted in one place.
Your PPSR questions are dealt with quickly and effectively with our ongoing expert service and support.
Simplify the management of your portfolio with our visual dashboard, with centralised expiry alerts, processing tools and reporting.
Manage risk efficiently throughout the customer life cycle by integrating with Access Approve and Access Monitor.

Ready to protect your business?

Book a tailored demo with our team to learn how Access PPSR can automate the management of your PPSR registrations.